Who We Are

Beyond being a highly-experienced end to end default services firm, great care is taken in providing our clients with the utmost in personal service. Paul Lewis Otzel and Vincent J. Averaimo have practiced in end to end default related and REO related legal services since 1963. We have advised clients in all areas of end to end default services through direct one on one communication and by offering in house seminars about change of law, legal procedures.
We are equipped with a complete array of in-house services to ensure prompt, timely and accurate default related and REO related legal matters throughout the State of Connecticut.

Our physical plant is large enough to accommodate our current default clients’ needs and can sustain a substantial increase. Our proximity to all highways allows us to travel to any courthouse in the State.
There is no reliance on local counsel or any staff outside of our office.
In this highly regulated industry, KO&A has implemented procedures and protocols to ensure that its staff is effectively and consistently safeguarding private information. Additionally, the firm has trained its staff and has written policies in place relating to the use of social media in the workplace.

We have put numerous safeguards in place relating to information security, data management as well as fraud prevention. In addition to technological safeguards KO&A has spent numerous resources to ensure the security of its facility.
We have litigated for and advised our clients in substantive default related legal issues. We are familiar with all Fannie Mae, Freddie Mac, VA, HUD, RESPA, TILA, FDCPA and CFPB guidelines. In addition we are members of:
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